Develope and Restructure

verb

• Construct or form anew or provide with a new structure.
  • usage: "After his accident, he had to restructure his life"; "The governing board was reconstituted"
  • synonyms: reconstitute

Restructure is a revision of a financial agreement that alters the conditions or covenants of the original agreement. For example, parties may agree to restructure a loan agreement, easing the payment schedule, when a borrower is delinquent or otherwise faces default on a loan.